How Our Legal Terms Apply to You
Access to too12 and its services depends on local law and is available only where regulations in your region permit. We do not make eligibility claims beyond what applicable law allows. Your account is governed by the terms accepted at registration, and those terms define how
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we collect, store, and process your personal data. When you connect a local payment method — DANA, OVO, or GoPay — the transaction data associated with that wallet is processed under our data handling policy and is never shared with third parties outside of what payment
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processing requires. We retain account records for as long as your account remains active and for a period afterward as required by applicable regulations. You have the right to request a copy of the data we hold, to ask for corrections, and to request deletion where
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law permits. Any changes to these terms are communicated through your registered account contact before they take effect. If you disagree with an update, you may close your account before the effective date. Our legal terms do not override local consumer protection law — where local
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law grants you stronger rights, those rights apply.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.